TROY Trends

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Person dumping money out onto table against pink background
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Chase Bank ATM Glitch: What Does This Mean for Banks?

The 2024 Chase Bank ATM glitch was not just a cute TikTok trend that came and went. With the consequences of the glitch now unfolding for the fraudsters that took advantage, how..

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Wide shot of a desert
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What is a Banking Desert?

When you think of a desert - what are the first images that come to mind? Hot. Dry. Minimal. Stranded. A "banking desert" is kind of like that, except with bank branches and..

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An empty bank branch
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Core Banking Evolution: Where Are Bank Branches Headed?

The journey of core banking systems reflects the rapid technological advancements and shifting customer expectations in the financial industry. Starting in the 1980s with basic..

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QR code on phone with cash symbol appearing
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Platform Revolution: 4th Generation of Core Banking

The 4th generation of core banking has arrived, bringing with it a platform revolution that is reshaping the banking industry. This transformation heralds the transition from..

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People using line of ATMs outside
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Are ATM’s Outdated? The Need For Better Self-Service in Banking

Its no secret the banking industry is undergoing a significant transformation. One of the most notable shifts is towards cashless transactions, where customers are empowered to..

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Woman shaking hands with a banking customer
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Branch Transformation and Self-Service: The Future of Banking

One thing is clear: the future of banking lies in transformation. As technology continues to revolutionize the way we manage our finances, traditional brick-and-mortar branches..

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Industry 4.0 in Banking: The Future of Digital Transformation 

Industry 4.0, also known as the fourth industrial revolution, represents a monumental shift in the functioning of various industries. This transformative concept combines the..

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