TROY Trends

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Person making payment using an iphone
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Zelle Fraud: The Push for Better Consumer Protection

Zelle has redefined how individuals transfer money, delivering the kind of speed and convenience rarely associated with financial transactions. It’s no surprise that with over 120..

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Bank teller handing cashier's check to customer
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Cashier's Checks vs. Personal Checks: What's the Difference?

We may read "checks are dead" on many online news publications, but that is far from the truth. In fact, the majority of B2B transactions are done via check transaction, at 80%.

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A split screen showing people waiting in line at the bank on one side and a person using a mobile app on the other.
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FinTech vs. Traditional Banking: How Banks Can Bridge the Gap

As the financial services industry evolves, banks are increasingly embracing fintech applications to meet the demands of a digital-first world. With mobile banking, payment apps,..

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Wide shot of a desert
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What is a Banking Desert?

When you think of a desert - what are the first images that come to mind? Hot. Dry. Minimal. Stranded. A "banking desert" is kind of like that, except with bank branches and..

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An empty bank branch
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Core Banking Evolution: Where Are Bank Branches Headed?

The journey of core banking systems reflects the rapid technological advancements and shifting customer expectations in the financial industry. Starting in the 1980s with basic..

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QR code on phone with cash symbol appearing
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Platform Revolution: 4th Generation of Core Banking

The 4th generation of core banking has arrived, bringing with it a platform revolution that is reshaping the banking industry. This transformation heralds the transition from..

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Banking professional helping customer at desk
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Bank Tellers Are Going Away. What's Next?

The landscape of banking has undergone significant transformation. One notable shift is the steady decline in bank teller jobs, a trend driven by technological advancements,..

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Person scanning QR code against desk kisok
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5 Features ATM's Need in a Cashless Society

As contactless payments, digital wallets, and online banking increasingly become the norm, the reliance on cash is steadily diminishing. This shift towards a cashless society is..

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People using line of ATMs outside
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Are ATM’s Outdated? The Need For Better Self-Service in Banking

Its no secret the banking industry is undergoing a significant transformation. One of the most notable shifts is towards cashless transactions, where customers are empowered to..

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